
In the NFL, constructing a championship-winning team does not rely on a single formula, especially when millions of dollars are at stake. While every franchise develops its own method, they nearly always begin with their quarterback, the most pivotal player on the field and often the highest-paid roster member. However, investing excessively in the quarterback position can create salary cap challenges, limiting the resources available for other crucial players.
Some star quarterbacks, like Tom Brady and Patrick Mahomes, have accepted team-friendly contracts, allowing their franchises to retain key talent and attract top free agents pursuing championships. Nevertheless, not all quarterbacks adopt this mindset, and that diversity in approach can still lead to team success.
Brock Purdy’s Contract as a Case Study
Brock Purdy’s recent five-year, $265 million deal with the San Francisco 49ers illustrates a different strategy. Instead of taking a pay cut amid speculation, Purdy secured a lucrative contract as a reward for his performance, reinforcing that there is no universal way to build a successful NFL roster. Aaron Lockett, a former 49ers wide receiver and Kansas State Wildcat, agrees with this perspective based on his experience.
Speaking exclusively to The SportsRush, Lockett emphasized that decisions on dividing salary cap money vary by individual and organization, and there is no fixed path toward success.

“I think it depends upon the individual. I think if you earn the money and you have the opportunity to get it, take it. But if yoy have a different strategy that you think can help the team, that falls on the individual. But I also think that’s later on in your career. You’ve worked hard and you’ve earned that money.”
—Aaron Lockett, Former 49ers Receiver
Rewarding Brock Purdy for Outperforming Expectations
Lockett highlighted Purdy as an example of a quarterback who made a wise choice in securing his financial future. Purdy, once considered “Mr. Irrelevant,” surpassed expectations during his first two NFL seasons, justifying the 49ers’ decision to offer a generous new contract.
“Look at Brock Purdy. He’s outplayed his contract within the first two years. He had to wait in order to get paid. Why wouldn’t he take the full money? He earned it.”
—Aaron Lockett, Former 49ers Receiver
With Purdy locked into a significant deal, San Francisco’s next challenge is assembling the supporting cast necessary to help him continue competing at a high level. The responsibility to build around the quarterback lies with the team, while Purdy can focus entirely on performing on the field.
Lockett also noted that opportunities for large contracts do not come frequently, making it sensible for players to accept them when available.
The Complex Reality of NFL Quarterback Pay
Though Purdy’s contract is well-earned after leading the 49ers to two NFC Championship Games and a Super Bowl appearance, many other quarterbacks have secured substantial deals without consistent postseason success. Players like Trevor Lawrence, Tua Tagovailoa, and Dak Prescott fall into this group, highlighting the uncertainty around making a large financial commitment to quarterbacks who may not yet have demonstrated steady championship-level performance.
Conversely, some elite quarterbacks appear underpaid relative to their impact. Patrick Mahomes, despite his exceptional talent and sustained excellence, arguably merits an even larger contract. Similarly, Jalen Hurts, who has taken the Philadelphia Eagles to two Super Bowls in three years and won one, could also justify a significant salary increase.
Our Reader’s Queries
Q. What is Brock Purdy’s salary?
A. The new contract places Purdy among the top earners in the league. He will receive about $53 million each season, similar to Jared Goff and Tua Tagovailoa. Few NFL quarterbacks earn a higher yearly salary. Purdy’s contract also provides $181 million in guaranteed money.
Q. What happened with Brock Purdy and Taylor Swift?
A. To make it clear, the 35-year-old superstar wasn’t talking about any issues with the Niner’s Purdy. She was just mentioning the stress from watching last February’s Super Bowl. In that game, the Kansas City Chiefs, along with her boyfriend Travis Kelce, won the Lombardi trophy for the third time by beating the 49ers.
Q. What is the salary for Brock Purdy?
A. Purdy now makes $53 million each year, which is over $52 million more annually than his original four-year, $3.7 million rookie deal. He was the last player chosen in the 2022 NFL Draft.
Q. Did Taylor Swift write a song about Brock Purdy?
A. Swift was questioned whether the song “Paper Rings” from her “Lover” album was about Purdy. Purdy’s team lost to Travis Kelce’s Kansas City Chiefs in the Super Bowl, where Taylor Swift attended. Swift commented in a video shared by a parent, “I don’t mind Brock Purdy.”